Top Personal Finance Subreddits You Should Follow
Just a list of personal finance related subreddits you should follow:
r/personalfinance
A comprehensive resource for individuals at any stage of their financial journey. Discussions cover budgeting, saving, debt management, taxes, and more. With over 14 million members, this is often the first stop for anyone looking to improve their financial literacy. The community maintains an excellent wiki with specific advice for different age groups and financial situations.
r/financialindependence
Focuses on achieving financial independence and early retirement (FIRE). Community members share strategies for maximizing savings, investing, and frugal living. This subreddit is perfect for those looking to escape the traditional work-until-65 model and achieve freedom through smart financial planning. Their regular discussion threads provide motivation and practical tips from people at various stages of their FIRE journey.
r/ynab
Dedicated to users of the "You Need A Budget" (YNAB) software, offering support, tips, and discussions on budgeting techniques. Even if you don't use the specific software, the zero-based budgeting principles discussed here can transform how you think about your money. Members regularly share success stories of paying off debt and building savings using YNAB's methodology.
r/frugal
A community focused on frugal living, sharing tips and tricks to save money and live economically. This subreddit strikes a good balance between practical money-saving tips and avoiding excessive cheapness that might reduce quality of life. From DIY solutions to smart shopping strategies, r/frugal helps you stretch your dollars without feeling deprived.
r/Budget
A smaller community centered on creating and maintaining personal budgets, sharing templates, and seeking advice. The more intimate size of this subreddit often means you'll get personalized feedback when sharing your budget challenges. Members frequently share spreadsheets, tools, and techniques that have helped them gain control over their finances.
r/povertyfinance
Offers practical advice for those dealing with financial hardship, including low-cost living tips and accessing financial assistance. Created as a more accessible alternative to other finance subreddits, this community provides support and realistic advice for people struggling with limited resources. Discussions often focus on immediate financial challenges rather than long-term investing strategies.
r/investing
A platform for discussing various investment topics, including stocks, ETFs, and market trends. With over 2 million members, this subreddit offers diverse perspectives on investment strategies and current market conditions. While not focused on beginner advice, the discussions can help you develop a more sophisticated understanding of investing principles and opportunities.
r/Bogleheads
Inspired by Jack Bogle's investment philosophy, this community focuses on passive investing using low-cost index funds. If you're looking for a no-nonsense, evidence-based approach to investing, this subreddit offers clarity amid the noise of investment fads. The Boglehead philosophy emphasizes simplicity, low costs, and long-term thinking—principles that have proven effective for countless investors.
r/stocks
Dedicated to discussions about individual stocks, market news, and investment strategies. Unlike r/investing, which covers broader investment topics, r/stocks delves deeper into company-specific analysis and trading approaches. The community includes both new investors and experienced traders sharing insights about market movements and individual companies.
r/leanfire
Centers on achieving financial independence with a minimalist lifestyle and lower expenses. This subreddit focuses on reaching FIRE with annual expenses under $40,000, emphasizing frugality and efficiency. For those who prioritize time freedom over consumption, the discussions here offer inspiration and practical strategies for living well on less.
r/fatFIRE
Focuses on attaining financial independence with a higher income and more luxurious retirement plans. On the opposite end of the FIRE spectrum from leanfire, this community discusses achieving financial independence without significant lifestyle compromises. Discussions often revolve around high-income careers, successful businesses, and managing substantial assets.
r/realestateinvesting
A community for discussing strategies and experiences related to investing in real estate. Whether you're interested in rental properties, house flipping, or REITs, this subreddit offers insights from experienced real estate investors. Members share detailed case studies, financing strategies, and lessons learned from both successes and failures in the real estate market.
r/StudentLoans
Provides support and advice for managing and repaying student loan debt. Given that student loans represent a significant financial burden for many, this specialized community offers valuable guidance on repayment strategies, loan forgiveness programs, and navigating the complex student loan system. Members frequently share success stories and milestones in their debt repayment journeys.